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Pro-ShopKeeper Golf Management Software goes International

By Anonymous

"We are very excited to reach the Asian Market. Our software and sales and support team is ready to break into the growing Asian markets" Says Tom Robshaw Sr Vice President.


Pro-ShopKeeper offers many products to manage the software needs of golf courses. Services include golf shop Inventory and Point of Sale, Member Management, food and beverage software, several accounting software options, tee time software with internet capabilities, tournament preparation module, event management software, USGA handicap system, time and attendance and much more.


Pro-ShopKeeper operates on a Windows 2000 or NT platform utilizing a Microsoft SQL Server database engine providing excellent reliability and flexibility.


According to Rick Robshaw, President and CEO, "We have been selling in North and South America for over 10 years now. Our software is installed in over 650 facilities and now feel it is time to spread our wings. With the emerging markets in China and the great facilities Asia, we feel our software can benefit the new courses scheduled to open in the next 12 months. The software has been enhanced to accommodate the language and currency barriers and is ready for implementation"


For more information on how Pro-ShopKeeper can automate your golf course, visit www.Pro-ShopKeeper.com. They can also be reached in the United States at 1-800-793-1872 or internationally at 724-274-0380. Pro-ShopKeeper's corporate headquarters are located in Oakmont Pennsylvania USA.


                        


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Minter Ellison Appointment

By Anonymous



November 17,2003.


The Thailand office of Asia’s largest international legal practice, Minter Ellison Lawyers, has announced the appointment of Khun Montien Bunjarnondha as Senior Lawyer specializing in banking and finance, dept instrument offering and structured finances for Bangkok office clients.


Announcing the appointment Minter Ellison Managing Partner Criag Carracher said, “Montien brings to the practice a considerable understanding of business law in Thailand, including more than 12 years experience with Baker and McKenzie and White and Case. Our Bangkok office is ewpanding quite quickly and we are very fortunate to have a lawyer with Khun Montien’s respected position in the legal community join with us.”


Tha appointment is the fifth local hire in six months for Minter Ellison since the launch of the merger in April 2003. It also respresents a strengthening of the firm’s
property finance and finance practices.Minter Ellison has recently won several mojor property fund tranactions for local and international clients in Thailand.


Khun Montien Banjarnondha is a graduate of Thammasart University and obtained a Masters Degree in Law at Bristol University, U.K.


Minter Ellison is the world’s 15Th largest law practice. Minter Ellison has been established in Thailand since 2000 and has 14 offices around the world.


For further information:
Khun Parnuma Tongkrabil    
Tel: 0-2676-2570, 0-2676—2509
Fax:0-2676-226
E-mail: mcpl@ksc.th.com.



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"Will that be Cash or Credit?"

By A. Raymond Randall, Jr.

From Bangkok to Edmonton, credit card statements stuff mail and email boxes with payment deadlines. Every bill reminds the giver that gifts given freely do not come free. Giving and buying often exceed generosity and need as a brittle piece of plastic becomes an avaricious spoiler of hopes and dreams.

During this week, two families emailed me about credit card debt. One family lugs $12,000, and $50,000 shackles the other. Each family wants relief; however, debt accumulation comes easily while debt relief sucker punches emotions and wallets.

Consumer debt burdens the workers of all economies. Highways jam with the doldrums, "I owe...I owe...It's off to work I go". . Truly, as an ancient proverb reminds us, "The debtor is servant to the lender".

Nearly every government graphs consumer debt. The U.S. Federal Reserve's January report set U.S. consumer debt at 2 trillion dollars; the highest level in U.S. history. Canadians report an all time low savings rate (when debt goes up, savings goes down). Thailand consumers pushed debt levels up 25% last year. United Kingdom families might be forced to reduce their spending or sell their homes if interest rates ratchet up just 1%.

Debt management resources can guide consumers to the high ground of debt relief as many credit management companies discover the need for debtor assistance and education. However, consider these steps before doling out more money to a credit assistance agency.

1. Manage your feelings. Take some time journaling your emotions about money by asking yourself where you learned personal definitions for fear and greed. Have some fun taking the innovative surveys found at Emode.com.

2. Push-off the weights of procrastination. Take action; do it now. This work requires sweat and concentration, but the rewards assure you of freedom and achievement.

3. If you learned to spend, you can master saving (ultimately, it's all about saving). However, before spending more money on reducing your debt and increasing your savings, educate yourself. Go to Myvesta.org, a non-profit consumer financial education organization. You will find "how to" books, such as "How to Eliminate Your Debt Like a Pro" along with many other self-help resources. Don't let someone else do for you what you can do for yourself. Working through your debt as a fascinating experience allows you to own your choices by changing your viewpoint.

"Creditors have better memories than debtors." - Benjamin Franklin

4. Myvesta may not suit all your needs, therefore add the Alexa.com toolbar to research other similar sites.

5. If married, discuss credit card management with your spouse. Two issues undermine romance: money and...well, you know the other one.

6. Don't take a consolidation loan whether personal or home equity unless you find this the very last alternative. If you accept a loan, "shop...shop...shop 'till you drop" the interest rate.

7. If behind on payments, call credit card companies NOW...today...this minute. Find the right person for you to discuss your circumstance. If greeted with putdowns and parental tones, end the conversation, wait awhile and try another person. When you must, request a supervisor. Be gracious, professional and persistent with a plan of action.

Most Americans carry 5 or more credit cards around. Take four of them and bury them in the backyard. Keep one for emergencies. Diligent efforts now will guide you toward financial freedoms in the future. Best wishes; if you act on this or similar recommendations, you will stand in a small crowd. Best wishes; if you act on this or similar recommendations, you will stand tall in a small crowd.

Ray Randall serves clients as a registered investment advisor with Ethos Advisory Services, Essex, Massachusetts http://www.ethosadvisory.com . He has wide experience within the financial services industry, writes a weekly newsletter for Ethos Advisory Services, and coordinates Echievements .




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